Liability Insurance in Massachusetts

Whether you’re an entrepreneur just starting out or you’re the head of an established company that’s been in business for many years it’s critical to protect everything you’re building today and in the future. Having the proper business liability insurance in place will provide you with essential coverage to safeguard your investment from unfortunate events that land you in court.However, as important as this coverage is, the Lighthouse team can understand why spending time and energy, not to mention money, on finding the optimal business insurance solutions may not the number one priority in your strategic business plan.

So, while you’re focusing on keeping your customers happy, your employees paid, and the lights on, as your insurance partner, Lighthouse Insurance will make sure that the insurance buying process is easy, straightforward, efficient, and affordable.

We’re not going to overwhelm you with recommendations for lots of extra coverages, complicated endorsements, and unnecessary add-ons that could be detrimental to your bottom line. Instead, you can count on our team to expertly shield your investment with the best liability coverage for your company’s specific risk profile.

Lighthouse Insurance offers a wide variety of liability insurance options to protect your business, including:

  • Commercial General Liability
  • Commercial Umbrella (Excess Liability)
  • Professional Liability (Errors & Omissions)
  • Employment Practices Liability
  • Directors & Officers Liability
  • Cyber Liability
  • Liquor Liability
  • Event Liability
  • Pollution Liability
  • Fiduciary Liability
  • Surety Bonds
  • And more….

Constructing the liability insurance plan that is right for you is our expertise. When you decide to work with Lighthouse, our business insurance professionals will take the time to get to know you and your company, uncovering your liability exposures and assessing your risk tolerance.

Once we understand your business’ vulnerabilities, then we can begin to highlight the insurance options that might be optimal to protect your investment. We can also help you determine what amount of liability protection is suitable for each specific risk – while we never want you to be underinsured, there is no reason for you to be over-insured either. Our goal will be to offer you the exact right amount of coverage to safeguard you and your company, employees and customers.

At Lighthouse, we want to be your insurance partner for the long-term, from writing your first policies in the early stages of your business to adapting your coverage as your business develops and expands over time. We particularly want you to know that if and when the time comes that you need to file a claim, we will see you through the claims process from start to finish.

If you are ready for a partnership with an insurance professional who will personally get to know you and your business, then look no further than Lighthouse Insurance. Contact us today to set up a consultation with one of our experienced commercial insurance professionals.

Lighthouse Insurance offers a full line of business liability coverage options to match the needs of all kinds of businesses in Massachusetts, including:

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